Pinstripes & Sandals was a personal finance blog started in 2011. The name itself is credited to a close friend of mine. He was always dressed to the 9s in a 3 piece suit working for one of the big banks while I was going solo as a technology advisor and I was able to spend many a day in sandals.
The real joke was however, that we both envied the other. I wanted his paycheck and he wanted my freedom. What we looked forward to with Pinstripes and Sandals was unearthing both the basics and nuances of financial wealth accumulation. As I began to wade into the deep end of personal finance, it became clear another personal finance blog was not the answer. Why? Because after reading book after book and cross referencing author recommendations, all the core financial concepts, products and the needed mindset to get someone from 0 (or below) to say $1 million in the bank before retirement were already available to anyone, just not all in one place.
Like the health and fitness industry, financial services benefits by maintaining a level of complexity and fear of picking the wrong horse, the layman never goes far before handing over their accounts to a “professional”. This is not a dig at all the players, just most of them. Below are the resources that got me from 20k+ in debt to a solid net networth and steady path to an early retirement.
Step 1: In Debt > Zero Debt + Small Emergency Fund
The Dave Ramsey Show: By Dave Ramsey (iTunes)
My Total Money Makeover (Website)
Step 2: Out of Debt + Small Emergency Fund > Full Emergency Fund, IRA, 401K
Personal Capital (Website)
Step 3: Full Emergency Fund, IRA, 401K > Maximizing returns for an early end game
Seeking Alpha (Website)
Feel free to ask any questions in the comments.